FI approach to Personal Real Estate Transactions

First off, what is FI and FIRE?

FI is a philosphy of pursuing a financially independent lifestyle.  It's a community of people who seek to optimize their financials to spend less than they earn, so that they can achieve Financial Independence.  The idea of financial independence is simply living without relying on a paycheck.  This is generally defined as having enough passive income to cover all expenses.  This helps free a person's time to pursue their own dreams, instead of focusing a lot of time earning money and working for someone else.  Even if that person chooses to continue working, they have a lot more flexibility because they don't need the income from that job to survive.  The acronym FIRE is simply an extension of FI, meaning Financial Independence Retire Early.

Now, why is a real estate agent talking about FI?

Many in the FI community view real estate as a great investment and purchase investment properties... but more about that on the next page regarding Investment Properties.  Matt DiCerbo is suited to be the agent of choice for the Richmond FI community.  He makes personal choices to save, optimize spending, and pursue financial independence.  Matt is a licensed real estate agent in Virginia, and will use the Multiple Listing Service to review all of the available investment properties in your target area that help you achieve your financial goals.  He'll use his analytical skills to help you ensure you're paying the right price for the property through a competitive market analysis, and he'll use his decade of negotiation skills to get you the best value.  Here is what he has to offer the FI community:

Sellers

If you're selling your home, Matt offers a discount, full service flat rate commission.  He does this to offer an incredible value to the Richmond market, and to help others save money.  The discounted listing will save money for members of the FI community help achieve their financial goals.  Read about the discount, flat commission rate under the Sellers section of this website.

Buyers

If you're in the FI community, Matt will help you analyze every aspect of the investment you're making in buying your home.  Because he sees the world from a FI lens, he will advise on all aspects of how this purchase will impact your budget.  The goal will be optimizing the balance of achieving your dream lifestyle in your home, while keeping the total cost of ownership of your home at a level where you can achieve your goal of FI.  We will make sure that no stone is left unturned, as we discuss details of the expected expensnes such as HOA fees, home system replacement costs, home warranties, utility expenses, expected appreciation, rental income, renovation expenses, etc.  Contact Matt to schedule an appointment to discuss how you can trust him with your home search.